ALL PENSIONS — RETIREMENT PLANNING CHECKLIST
Blank worksheet. Website ticks are not included.
Keep completed copies secure; do not include passwords or identity-document details.
Planning date: ____________________    Next review: ____________________

GATHER THE RECORDS
[ ] List each workplace and personal pension separately; mark missing scheme details as unresolved.
[ ] Get dated statements or estimates from each scheme and identify the pension type.
[ ] Use the official State Pension forecast or relevant government contact route for your situation.
[ ] Keep pot values, annual income figures and forecasts separate; note dates, units and assumptions.

SKETCH THE PLAN
[ ] Write down your preferred working pattern and retirement timing as preferences, not confirmed access dates.
[ ] Make a budget covering regular spending, debts, occasional costs and possible changes over time.
[ ] List other possible income separately and mark what is estimated, uncertain or not yet available.
[ ] Ask each scheme about access dates, options, charges and guarantees; keep unanswered questions visible.

RESOLVE THE NEXT STEPS
[ ] Read current official guidance on pension income, tax and financial support before making assumptions.
[ ] Check whether Pension Wise covers your circumstances, or whether you need guidance or regulated advice elsewhere.
[ ] Ask the scheme about its process and timing for a future claim; do not assume a pension starts automatically.
[ ] Set a date to review your records and open questions when your circumstances or plans change.

RECORD A QUESTION, NOT AN ASSUMPTION
Scheme or topic: ______________________________________________________
Figure / unit / date / source / assumption: ______________________________
Unresolved question: __________________________________________________
Who to ask / reply date / next step: ____________________________________

A planning worksheet, not a retirement forecast or a decision to retire. Ticks do not confirm eligibility, affordability or an appropriate withdrawal, contribution or transfer. General information, not financial advice.
Sources checked: 2026-10-09
GOV.UK: plan your retirement income: https://www.gov.uk/plan-for-retirement
GOV.UK: State Pension forecast: https://www.gov.uk/check-state-pension
MoneyHelper: retirement planning: https://www.moneyhelper.org.uk/en/pensions-and-retirement/taking-your-pension/checklist-things-to-do-as-retirement-approaches
MoneyHelper: Pension Wise scope and eligibility: https://www.moneyhelper.org.uk/en/pensions-and-retirement/pension-wise