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Pension basics

Personal pension

A pension arrangement usually building an invested pot, which may be arranged individually or used through an employer.

All Pensions Editorial TeamPublished Updated 1 min read

General information, not personal financial advice. Sources checked 2026-10-04. No independent specialist review is claimed.

What it means

A personal pension is generally a defined contribution arrangement. Some employers also use personal pensions as workplace schemes.

Sources: GOV.UK: Personal pensions

Identify the account, not only the fund

A product label and an investment fund name can differ. Keep the provider and private account reference with the original statement. Do not invent an employer for an individually arranged pension.

Where to go next

Read the linked guide for an example and a practical next step. Keep the date and source of any information you use; a definition cannot confirm a record in your name.

Sources & review

Next scheduled review: 2027-04-04. Provider details can change sooner. Use the official website for the current contact route.

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