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Pension basics

State Pension

Government retirement income linked to National Insurance history and applicable rules, separate from private pension pots.

All Pensions Editorial TeamPublished Updated 1 min read

General information, not personal financial advice. Sources checked 2026-10-04. No independent specialist review is claimed.

What it means

The State Pension is linked to your National Insurance record and eligibility rules. Check which government scheme applies to your circumstances.

Sources: GOV.UK: New State Pension eligibility

Keep forecasts separate from pots

An official forecast concerns potential retirement income. It is not a private pension cash balance and should not be added directly to a pot total. The forecast service has specific eligibility and sign-in requirements.

Sources: GOV.UK: Check your State Pension forecast

Where to go next

Read the linked guide for an example and a practical next step. Keep the date and source of any information you use; a definition cannot confirm a record in your name.

Sources & review

Next scheduled review: 2027-04-04. Provider details can change sooner. Use the official website for the current contact route.

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