A useful count starts with evidence.
A list of jobs cannot establish your pension total. This tool counts only records you mark as separate current pensions with an evidence type. It cannot determine whether your evidence is valid, whether two records describe the same pension, or whether your list is complete. Unknown clues remain unknown, without a probability or maximum estimate.
MoneyHelper suggests listing past employers and personal pensions, checking paperwork and contacting schemes. The government tracing service finds contact details; it does not confirm pension membership or value. Use official routes to ask the scheme about your records.
Keep the State Pension review separate. This count covers your recorded workplace/personal schemes, including pensions that pay an income rather than show a pot balance. There are no balance, retirement-readiness or product recommendations.
Sources and review
Source-checked 2026-10-09. Next review 2027-01-09. General information, not financial advice. No independent professional review claimed.
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