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Retirement preparation

Pension Wise

Free impartial guidance on the ways to take money from a UK defined contribution pension.

All Pensions Editorial TeamPublished Updated 1 min read

General information, not personal financial advice. Sources checked 2026-10-04. No independent specialist review is claimed.

What it means

Pension Wise is a government-backed free guidance service about taking defined contribution pensions. MoneyHelper sets out appointment eligibility and the official routes to use it. Guidance explains options rather than selecting a product for you.

Sources: MoneyHelper: Pension Wise

Keep the scope clear

An explanation of options is different from a personal financial recommendation. GOV.UK signposts guidance and financial advice separately. If your question concerns another pension type, keep that distinction visible when asking for help.

Sources: GOV.UK: Help with retirement income

What to record

Keep the appointment summary and a dated follow-up list in your own records. Mark each task as requested, answered or still open. All Pensions does not provide Pension Wise appointments or receive your booking information.

  • Prepare scheme-specific questions before an appointment.
  • Use the official MoneyHelper route for booking information.

Sources & review

Next scheduled review: 2027-01-04. Provider details can change sooner. Use the official website for the current contact route.

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